Discover how much home you can afford based on your financial profile. Get a clear picture of your buying power before you start your search.
Car loans, student loans, credit cards, etc.
Estimated Home Price
$284,116
Disclaimer: This calculator provides estimates based on the information you provide and standard lending guidelines (28/36 rule). Actual affordability may vary based on your credit score, specific lender requirements, PMI, HOA fees, and other factors. This is not a loan pre-approval. Contact me for a personalized consultation.
Strategic moves that can increase your buying power.
Paying down credit cards, car loans, and student debt lowers your debt-to-income ratio, allowing you to qualify for a larger mortgage.
A higher credit score can unlock lower interest rates, which significantly increases the home price you can afford over the life of the loan.
A larger down payment reduces your loan amount and may eliminate the need for private mortgage insurance (PMI), saving you hundreds monthly.
Now that you know your budget, let's find the perfect home within your price range. I'll guide you through every step of the process.